In Nigeria, electricity consumers are often faced with the problems of inaccurate, irrational and delay in monthly billing due to the drawback in reading pattern and human errors. Thus, it is essential to have an efficient and effective system for such purposes via electronic platform with consideration to proximity. This project presents the design on-line electricity payment enforcement system using PHCN Ado Ekiti as a case study. This research work will be a solution system developed with Microsoft Visual Web Development IDE; being an Object Oriented Design tool from Microsoft Visual collection and Microsoft Access with SQL query for back-end database. It measures accurately the electric power consumed by residential or commercial buildings, which is more economical compared to the electromechanical devices. Individual consumer and the utility companies can directly monitor and control electric power supply billing without engaging the services of meter readers. It displays the sale rate of electrical power per unit and the consumed power per minute. It provides environment to maintain the consumer details right from connection and performance information to the management. It is an Intranet and Internet based software solution that ensures timely availability of status parameters.
Keywords: Power Billing, Electronic System, Electricity, Consumers, Database
1.1 BACKGROUND OF THE STUDY
The world has really turned into a global technology in all aspect of our lives. It has really made life easy and enjoyable. On the other hand, some unscrupulous elements in the society have equally used it to perpetrate some heinous crimes. Since the late 90s, many African countries have started to implement policies that will enhance the electronic retail payment systems. Following advances in electronic payment, information technology have created both the opportunity to improve the effectiveness of existing payment transactions. Advances in networked information technology, more computing power and lower computing costs are driving more and more firms toward the paperless world of electronic commerce. Before the introduction of electronic payment systems in Nigeria, bank customers devote a whole day in their effort to carry some activities in the bank. There were long queues with its attendant dissatisfaction’s. Some bank officials did not help matters since they normally attend to people they know very well or those who normally offers them some cash after each transaction. The inconveniences caused by these long queues can discourage someone to make payment.
But, in recent years banks in Nigeria has witnessed an upsurge of electronic payment instruments meant to facilitate trade and simplify payments. For many years, bankers, technology specialists, entrepreneurs, and others have advocated for the replacement of physical cash and the introduction of more flexible, efficient and cost effective retail payment solutions. Countless conferences and seminars have been held to discuss the concepts of cashless and “chequeless” society. (Bank for International Settlement, 1998)
Sanusi (2011) maintained that the cashless economy being proposed by the Central Bank of Nigeria would begin in Lagos State. He said, ‘The CBN has decided to start the cashless economy in Lagos, using Lagos as the hub, and has taken up partnership with the governor of Lagos State. ‘In a few months to come, Lagos will move swiftly into e-banking and there is also the initiative to introduce mobile banking across the country.’ The proposed mobile banking system, he said, would cut the cost of running banks by about 30 per cent.
Electronic retail payment has been designed to help individual customers and companies as well as the banks itself in eliminating or reducing some of the problems inherent in the settlement and payment process. Customers can pay their bills without having to actually move to the bank’s premises. They may also have access to their account information and even transfer money to other accounts in the comfort of their homes.
Electronic services such as online retail banking are making it possible for individuals and small institutions to take advantage of new technologies at quite reasonable costs. (Abor, 2004). In Nigeria, electronic retail payments are being continuously developed, to replace or reduce paper-based payments. Many new payment services have come into existence in recent years, most of which are based on technical innovations such as card, telephone and the Internet.
1.2 STATEMENT OF THE PROBLEM
This project is carried out to design an on-line payment enforcement system in order to determine and to provide .
1.3 AIMS AND OBJECTIVE OF THE PROJECT
The primary objective of the study based on online electricity payment enforcement systems. The specific objectives are as follows:
- To assist consumers, businesses and service providers in Nigeria to understanding the various electronic payment alternatives.
- To describe and briefly analyse recent and potential future trends in electronic payments in Nigeria.
- To assess and explore issues of user acceptability of the current payments systems.
- It is also in response to the growing need in Nigeria to develop non-cash payment products and clearing systems in order to reduce the over-dependence on cash payments.
1.4 SCOPE OF THE PROJECT
This research will concentrate on online electricity payment enforcement systems; focusing particularly on the needs of consumers. While there are many emerging types of online electricity payment enforcement systems, special emphasis will be given to payment methods that utilize the services of organization. Such schemes include ATMs, the Internet, mobile phone, debit and debit cards, etc.
It is not possible to capture all the important details about an entire payment application; however, an insight into a selection of these payment systems can be valuable in helping people understand different payment systems in relation to ones that they may already be familiar with. This research work also limits its focus to schemes available in Nigeria.
1.5 LIMITATION OF THE STUDY
The development of this work was not an easy task, the areas of sourcing for information and data collection was a challenging one. The materials apart from the one sourced from the internet were not easy as most information were journals that requires subscriptions in order to have access to it.
Also gaining access and interviewing of various heads of their staff was not an easy one. Again lack of sufficient funds to conduct an extensive study was another handicap. The financial implication as this project is concerned gulped money.
1.6 DEFINITION OF TERMS
Analysis: Breaking a problem into successively manageable parts for individual study.
Attribute: A data item that characterize an object
Data flow: Movement of data in a system from a point of origin to specific destination indicated by a line and arrow
Design: Process of developing the technical and operational specification of a candidate system for implements.
Flow Chart: A graphical picture of the logical steps and sequence involved in a procedure or a program against time.
Implementation: In system development-phase that focuses on user training, site preparation and file conversion for installing a candidate system.
Operation System: In database – machine based software that facilitates the availability of information or reports through the DBMS.
Password: Identity authenticators a key that allow access to a program system a procedure.
System: A regular or orderly arrangements of components or parts in a connected and interrelated series or whole a group of components necessary to some operation.
System Design: Detailed concentration on the technical and other specification that will make the new system operational.
System Testing: Testing the whole system by the user after major programs and subsystem has been tested.