THE IMPACT OF CREDIT POLICIES AND PROCEDURES ON CREDIT ADMINISTRATION IN NIGERIA BANKS (A CASE STUDY OF WEMA BANK PLC)

ABSTRACT

The research work is to show how the impact of credit policies and procedure on credit administration in Nigeria banking sector. The project topic is to enlighten on how credit is administered in banking sector. The instrument used in this project work is secondary and primary data. Information is gotten from various sources which are oral interview, questionnaire administration and field observation. The opinions of acknowledgment person in the issue under consideration. The nature of the issue under highly experienced in financial analysis questionnaires also distributed. In conducting the interview, asset of questions were draw in the subject matter and these were asked from the respondents like wise administrated questionnaires were asked collected by hand to avoid delay. While the secondary data is gotten from Lagos State exchange library, central bank of Nigeria library. Annual reports and accounts of Nigeria Breweries Plc, published journals and Articles in pricing from seminar and workshops in pricing in the secondary market. The objective of this study is to examine the formulation of appropriate lending policies and the establishment of operating procedure and manual to ensure the smooth flow of work surely every bank evolves a credit policy, which is based upon its own banking ideology or strategy. This is therefore useful to students who intend to have the same knowledge in order to improve upon the impact of credit policies and procedures on credit administration in Nigeria banking sector.    

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